When to Refinance Made Stupid

Housing, Media | Frank Curmudgeon | May 9, 2012 11:59 am

900 Comments

By L@SMG, May 10, 2012 @ 3:54 am

Maybe she’s learning on the job as she writes…

There are plenty of reasons for refinancing don’t you think? Such as lower interest rates, taking out some equity so that you can invest in other properties …

The reasons they gave for not refinancing are rather lame. Why should the amortisation schedule have any influence? Maybe she is targeting an audience that will a) refinance b) due to the lower payments, only make those lower payments and not maintain the same amount of payment c) thus, possibly negating the refinancing benefits of lower interest rates
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“The Times is as august and authoritative as you can get in the old media world.”
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http://www.calculatedriskblog.com/search/label/Picking%20On%20Poor%20Gretchen

Ms. Morgenson must be one of Ms. Elmer’s mentors when it comes to the mortgage industry. As you can see documented on Calculated Risk, Ms. Morgenson’s grasp of the industry was (in) deep (sh**) and full (of it).
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