Bad Money Advice on Hiatus

I have decided to take a break from Bad Money Advice for a bit.

I currently have four major projects going on in my life, of which BMA is one. Together, the four take up a considerable amount of time, roughly in line with Keyboard a-Michael Maggs what I used to devote to working back when I had a job. The key difference being that I am not getting paid (yet) for any of it.

Giving up some time with the kids is only just forgivable if you are making six figures. If I must be unemployed, I had better be able to enjoy the upside of plentiful leisure time.

And although none of the non-blog projects I have going can properly be called a job, they each have some potential to develop into one. This is not the case for BMA, which, although successful by many measures, is not now, nor will ever be, a meaningful source of income. (A few PF bloggers do make a nice living, but by design BMA will never be that mainstream.)

I am not shutting BMA down. The site will remain up and I expect to get back to it as my other interests wane in importance and/or the time they require.

Bad Money Advice has given me what every middle-aged American man secretly wants, a small but devoted cult-like following. And for this I am grateful. For the few thousand of you that regularly read BMA, thanks for your interest and please watch this space.

[Photo: Michael Maggs]


  • By Ian, May 10, 2010 @ 12:11 pm

    Enjoy your break, and good luck on your other projects!

  • By jim, May 10, 2010 @ 1:07 pm

    Take care Frank. Hope to see you back eventually. Yours has been the blog I look forward most to reading.

    Given your readership I am sure you could make some money on this site. You at least try throwing up an adsense ad in the top right corner and see what happens.

  • By Adam, May 10, 2010 @ 1:34 pm

    Awww..shucks! I love reading this site near daily. Come back soon, and good luck with your other interests in the meanwhile.

  • By Craig, May 10, 2010 @ 4:58 pm

    Good luck, Frank! I’ve had a awfully good time here.

  • By Jared, May 10, 2010 @ 5:59 pm

    Be well, Frank. I’m a long-time reader, first-time poster. I find your blog to be one of my favorite to read, and I wish you well in your other endeavors.

  • By Hibryd, May 10, 2010 @ 6:02 pm

    Thanks for the posts so far!

    I guess I’m back to spending too much time on Calculated Risk and the FatWallet Forums.

  • By Mike Piper, May 10, 2010 @ 7:23 pm

    Arrgh! BMA has been my single favorite PF blog since the day I found it.

    That said, it’s hard to question the decision to spend more time on family and/or income-generating endeavors.

    Best of luck with each of the above, and I hope to hear more from you soon. :)

  • By Investor Junkie, May 10, 2010 @ 9:12 pm

    No!!!!!!!! What am I going to do now?

    In all seriousness Frank I’ve enjoyed your writing definitely one of my favs and thought your writing could be in a mag like Barron’s Alan Abelson. You had wit and wisdom that’s hard to find in the PF blogosphere of many wannabes.

  • By TFB, May 11, 2010 @ 12:15 am

    Like others, I will miss your posts. Good luck to your other projects.

    BTW, there’s a malware JavaScript at the bottom of your page. See this for more info.

  • By Robert, May 11, 2010 @ 12:45 am

    Thanks for all the great posts – you, TFB, and a few others bring some weight and substance to a subject that others treat in a fairly shallow manner.

    And I’ll miss Frugal Fridays; slogging through all the other PF blogs for frugal tips… not frugal.

  • By kevin, May 11, 2010 @ 12:59 am

    Cheers to you, Frank. Enjoy the time with the kids / other projects. Catch you on your return…

  • By elitie, May 11, 2010 @ 1:59 am

    damn, this has been one of my favorite blogs. hope to see you back soon.

  • By vga, May 11, 2010 @ 9:17 am

    I officially protest!

    This is one of the few personal finance blogs that I’ve read for more than a few months (Weakonomics being the other).

    Thank you so much for writing a PF blog from which I can learn more than pay off your debt and make a budget.

    I’m going to miss reading this blog and hope that you return soon.

    At the very least could you keep the Frugal Friday series going? I find those hilarious for some reason.

  • By bex, May 11, 2010 @ 9:43 am


    Instead of going on hiatus, how about bringing on board some ‘guest’ posts?

    You have a lot of fans… some of whom would probably love to get the notoriety of posting on your blog. All you’d need to do is mention you’d do it, and wait for other people to do your writing for you… then post one of them per week.

    It should be a lot less work, and help keep this blog alive. It’s pretty tough to bring a blog back from hiatus without guest posts…

  • By Owen, May 11, 2010 @ 12:00 pm

    Aw, say it ain’t so! BMA is my favorite blog, full stop. I enjoy it more than my friends’ blogs even! Enjoy your hiatus Frank, hope to see you back in this or other incarnations in the future.

  • By Russell, May 11, 2010 @ 12:41 pm

    Frank, good luck with your projects. Bad Money has been very informative and enjoyable reading. Your outlook and perspective are a refreshing change from what seems to be the norm out in the world. I’ll be looking for new posts in the future.

  • By Dan, May 11, 2010 @ 1:03 pm


    Sorry you have to “take a break.” (However, I fear that the break will be permanent.) Yes, you may have a cult like following, but that’s because you provide advice that nobody else does. I’ve always been one to question authority, but you do have the experience and knowledge to actually do it with fact and logic.

  • By Cory, May 11, 2010 @ 4:31 pm


    This is by FAR my favorite personal finance blog to read. I really appreciate everything you have done and wish you the best! Hope to see you posting again soon.


  • By JohnB, May 11, 2010 @ 6:40 pm

    Best wishes, Frank.

  • By Alexandra, May 12, 2010 @ 9:31 am

    You suck!

    Okay, that was childish, but it’s how I feel. I hope that you will indeed come back soon. Your voice will be missed.

  • By Matt, May 12, 2010 @ 9:50 am

    As others have said, this has been my favorite PF blog since I found it. I very much enjoy your unique and no-nonsense point of view. It’s the one PF blog for which I always make a point of reading every post. Best of luck in your other endeavors and I hope this hiatus doesn’t become permanent.

    P.S. I also noticed the malicious javascript, said my system was infected and likely would’ve tried to get me to install some fake “security software.”

  • By Harvey, May 12, 2010 @ 11:28 am

    Many thanks, Frank, for all the work you put into this. I quickly grew weary of all the fluff in many other personal-finance blogs, and finding yours was like a breath of fresh air.

    Along those lines, I’m not sure having guest posts would be wise. What makes this blog great (to me) is your critical thinking, tone, and personality. Reading (and perhaps editing) guest-post submissions for content and clarity might even take more time than you’re putting in now.


  • By Nick, May 12, 2010 @ 12:59 pm

    As a member of your cult, I demand that you bring your followers to a proper end and begin passing out cups of brown kool-aid.

    Please FedEx me mine. I have removed my tinfoil hat so that you can learn my address through telepathy.

  • By bex, May 12, 2010 @ 10:06 pm

    Guest posts! Guest posts! Guest posts!

    I’d be willing to write one… and I bet half the people on this thread would do so as well. All you have to do is read and reject the sucky ones.

    Trust me: put out the feelers, and you WILL get some responses…

  • By steve, May 18, 2010 @ 2:38 pm

    I post rarely but read often. I’ll miss the regular updates on your blog. Good luck and enjoy your time off!

  • By Chapter 86, May 24, 2010 @ 8:34 pm

    Say it ain’t so! My family and I thank you for all the good advice wrapped in oozing sarcasm.

    (Now I’m going to sell my entire stock portfolio and put all the money into gold and real estate.)

  • By DT, May 27, 2010 @ 8:22 pm


  • By DT, May 27, 2010 @ 8:23 pm

    I mean “rats” as in “Dog gone it, I’m gonna miss reading this blog …”

    Take care and enjoy your family!

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